Pembroke Flood Risk

Rivers and the sea High a 3.3% or greater chance in any year

Surface water Not mapped No national band is published for this source

Groundwater Not mapped Natural Resources Wales publishes no groundwater likelihood band

Reservoirs Not mapped Reservoir flood maps are not published as a likelihood band in Wales

Pembroke has a High flood risk from rivers and the sea , with 4.4% of homes in a Medium or High band.

Pembroke has 7,622 residents and 3,539 homes. Ranked 116 of 621 in Wales for rivers and sea flood risk.

What Does Pembroke's Flood Risk Classification Mean?

9.2% of postcodes in Pembroke sit in Flood Zone 3, the planning band for land with a 1% or greater annual chance of river flooding or 0.5% or greater of sea flooding — and the map that draws it deliberately ignores flood defences.

The flood risk band for rivers and the sea is High , with 4.4% of homes in a Medium or High band. Unlike the Flood Zone, the band counts the defences that are actually in place, which is why the two can describe the same street differently and both be right.

Flood Zone versus flood risk band: the full comparison

Which Postcode Districts Cover Pembroke?

Each district below is one postcode district that falls inside Pembroke. The band is the one shared by most of that district's postcodes, so it describes the district rather than a single street — enter a full postcode in the checker for one address. A district can cover more than one town, and the district pages linked from the checker are keyed to the town that holds most of its postcodes.

Postcode districts covering Pembroke, with the flood risk band shared by most of each district's postcodes. A district can span more than one local area, so its band is a summary and not a property-level answer.
Postcode district	Postcodes here	Rivers and sea band	Surface water addresses
SA71	228	High	not published for this district

How Does Flood Risk Affect Insurance And Buying In Pembroke?

A High flood risk band can affect the price, the excess and the availability of home insurance, and it is worth checking before you buy. Flood cover is normally part of standard home insurance, and insurers set their own prices.

Insuring a flood risk home

How insurers price flood risk, what Flood Re covers, and what to do if a standard insurer declines.

Am I eligible for Flood Re?

The eight statutory conditions, with an eligibility checker that gives a real verdict.

Protecting the property

Barriers, airbricks, pumps and non-return valves, ranked by what they protect against.

This site is not authorised by the Financial Conduct Authority and gives no advice. It explains the market and links to regulated intermediaries.

What Else Is Near Pembroke?

Flood risk in Wales How this nation classifies flood risk, and its gaps
What each flood risk level means The annual chance behind each band word