Lincoln Flood Risk
Lincoln has a Medium flood risk from rivers and the sea , with 11.2% of homes in a Medium or High band. The nearest gauge is 0.5 km away.
Lincoln has 104,824 residents and 46,098 homes. Ranked 365 of 7,114 in England for rivers and sea flood risk.
What Is The River Level Near Lincoln Right Now?
Read from the Environment Agency flood-monitoring feed at 20 Sept, 14:34 UTC. The highest level on record here is 1.359 m , reached on 21 October 2023.
When Has Lincoln Flooded Before?
The Environment Agency holds 2 recorded flood outlines covering Lincoln, the most recent dated 18 March 1947.
Absence of a record is not evidence that a place has never flooded — the Environment Agency states that a lack of coverage does not mean an area has never flooded.
What Does Lincoln's Flood Risk Classification Mean?
7.6% of postcodes in Lincoln sit in Flood Zone 3, the planning band for land with a 1% or greater annual chance of river flooding or 0.5% or greater of sea flooding — and the map that draws it deliberately ignores flood defences.
The flood risk band for rivers and the sea is Medium , with 11.2% of homes in a Medium or High band. Unlike the Flood Zone, the band counts the defences that are actually in place, which is why the two can describe the same street differently and both be right.
Which Postcode Districts Cover Lincoln?
Each district below is one postcode district that falls inside Lincoln. The band is the one shared by most of that district's postcodes, so it describes the district rather than a single street — enter a full postcode in the checker for one address. A district can cover more than one town, and the district pages linked from the checker are keyed to the town that holds most of its postcodes.
| Postcode district | Postcodes here | Rivers and sea band | Surface water addresses |
|---|---|---|---|
| LN6 | 752 | Low | 2,276 |
| LN2 | 691 | High | 1,290 |
| LN1 | 481 | Low | 1,079 |
| LN5 | 461 | High | 1,083 |
| LN3 | 12 | High | 40 |
How Does Flood Risk Affect Insurance And Buying In Lincoln?
A Medium flood risk band can affect the price, the excess and the availability of home insurance, and it is worth checking before you buy. Flood cover is normally part of standard home insurance, and insurers set their own prices.
How insurers price flood risk, what Flood Re covers, and what to do if a standard insurer declines.
The eight statutory conditions, with an eligibility checker that gives a real verdict.
Barriers, airbricks, pumps and non-return valves, ranked by what they protect against.
This site is not authorised by the Financial Conduct Authority and gives no advice. It explains the market and links to regulated intermediaries.
What Else Is Near Lincoln?
Other places on the River Witham, nearest to Lincoln first.